Frequently Asked Questions How much can I borrow? If you are a tenant you can borrow between £500 and £15,000. If you are a homeowner you can borrow between £500 and £75,000. Over what time period can I spread my loan repayments? Loans can be taken over a range of periods between 1 and 7 years. It all depends how much you borrow and how much you can afford to pay each month. Can the loan be used for any purpose? YES! You can use the money for whatever you like; a car, a holiday, paying off existing debts or home improvements. How confidential is my application? All applications are dealt with in strictest confidence. All your application details are collected over a secure (SSL) connection. Your details will remain entirely confidential and will not be forwarded to anyone without your express permission.